Your Trusted Partner in Home Mortgages
Helping families and investors finance their future
- Joseph Bui (NMLS#: 23456)
- jbui1018@gmail.com
- 206-321-7408
Areas We Service
Washington
Born and raised in the Seattle area and committed to helping our community succeed one home at a time.
Hawaii
Based in Hawaii and serving all islands with mortgage solutions built for Hawai‘i’s unique real estate market.
Michigan
As an investor here myself, Proudly serving homebuyers and real estate investors across Washington State.
InvestMent Loans Nationwide
Investor loan options include DSCR, bank statement, fix-and-flip, and cash-out refinancing—available nationwide.
Why Work With Us?
At Open House Lending, we’re here to make your financing experience simple, transparent, and aligned with your goals—whether you’re buying your very first home or funding your next investment property.
We’re backed by the nationwide power of Nexa Mortgage, giving us access to a broad network of wholesale lenders and loan programs. That means more flexibility, better rates, and faster turnarounds—so you can move forward with confidence.
For first-time homebuyers, we specialize in breaking down the process step by step, explaining your options in plain language, and making sure you feel confident from pre-approval to closing. We’ll help you understand down payment options, credit requirements, and what to expect at every stage.
For real estate investors, we offer smart financing solutions built around speed, scalability, and long-term returns. From DSCR and bank statement loans to cash-out refinances and multi-unit deals, we help structure loans that work for your portfolio—not just a single property.
We’re dedicated to making your journey smooth and stress-free.
Begin Your Loan Process Today!
We simplify the mortgage process.
1
Schedule a free consultation
Tell us what you're looking for so we can match you with the perfect mortgage
2
Find your lender
We'll search for the top rates from our network of lenders in your area
3
Lock in your rate
Together we will find the loan that best fits your needs and finance your future

Frequently Asked Questions
We offer all types of loans from Conventional, FHA, VA, Hard Money, DSCR, basically any loan you can think of, we can make it happen.
We are licensed to do residential home loans in Washington, Hawaii and Michigan. We can do do investment loans across the whole country.
We work with a large network of over 200 lenders.
I am a licensed Mortgage Loan Originator sponsored by Nexa Home Loans.
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